Start with a portfolio allocated according to the child’s age. As the child gets older, the account is automatically reallocated with a progressively heavier weighting toward bond and money market funds, positioning your account for income and capital preservation at the time you need to pay for college costs.

Global Equity Multi Asset Commodity-Related Fixed income
0 - 8 years	9 - 11 years	12 - 14 years
15 - 16 years	17 - 18 years	19 and Over

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